Solutions · Banking

API governance for the APIs that touch payments and identity.

Apinizer's audit trail, encrypted secret fields, and three-tier permission model fit naturally into the controls auditors expect. The same gateway runs your core banking integrations and your AI traffic.

Trusted by Aktif Bank.

The challenge

What this industry actually deals with

Auditor-grade evidence

Regulators want a chain of custody. Apinizer enforces audit at the Spring Repository layer — bypass is rejected at the framework level, not by convention.

Secrets that never leak

@SecretData fields encrypted before persistence and decrypted only when the runtime needs them. Standardized BadRequestAlertException for failures.

Open Banking and PSD2 readiness

OAuth2 with all major flows, OIDC, JWT, and mTLS — the standards Open Banking already runs on. PSD2-compatible authentication patterns out of the box.

Real-time fraud and anomaly detection

EMA + Bollinger Bands, ratio analysis, and Elasticsearch-backed custom rules in the Monitoring component. Not a separate fraud platform — same plane.

Compliance

Standards and regulations

The standards Apinizer’s controls were designed to satisfy.

  • BDDK

    Turkish banking regulator alignment

  • PSD2

    Strong customer authentication

  • PCI-DSS

    Cardholder data protection patterns

  • KVKK

    Personal data protection compliance

  • GDPR

    EU data protection alignment

  • ISO 27001

    Information security management

Customer story

Apinizer's audit and permission model fit the controls our auditors expect — without a custom framework on top.
Aktif Bank· Banking

Centralized API platform, federated identity, audit at the persistence layer.

At a glance

Same audit, encryption, and three-tier permissions — configured once, enforced everywhere.

Bank-grade governance

Govern every API on your terms.

A 30-minute walkthrough — audit, encryption, permissions, and AI Gateway — on a Kubernetes cluster of your choice.